We saw an industry tangled in its own complexity and decided to cut through the knot 

Leveraging decades of collective experience, including leadership roles in major underwriting firms, we identified the untapped potential in serving mid-tier brokers. With our flat structure and lean model, we don't have that legacy and cost base, allowing us to offer brokers more flexible solutions and responsive service.

Inspired by our roots, built with integrity

Our CEO is from Sligo, a coastal town in Ireland, where your word is your honour and community is everything. The Carrowmore megaliths are 6,000 year old tombs that sit just outside the town and reflect the resilience and strength we strive to offer.

Just as these structures have stood the test of time, we believe in building lasting relationships based on trust and integrity. Our roots have helped shape our approach to insurance: personal, trustworthy, and always committed to delivering on our promises.

Our approach

Direct access to
decision-makers.

No gatekeepers

Our industry experts are readily available for complex risks. We focus on lasting partnerships, providing ongoing support. We deliver clear wordings, fair pricing, and solutions—not excuses.

It’s simple: doing right by you is our business.

Our people

Our underwriters specialise in Warranty, A&H and Income & Payment Protection cover. Our work in specialty insurance is informed by years of market analysis, risk assessment and deep sector expertise.

Ronan Conboy
Founder & CEO

Ronan Conboy

Founder & CEO

Ronan is an accomplished C-suite insurance executive with over 25 years of industry experience and a track record of driving global transformations.

Read bio
Matt Davis
Business Development Underwriter

Matt Davis

Business Development Underwriter

As Business Development Underwriter, Matt drives Carrow’s underwriting strategy and portfolio management while delivering expert insights and enhanced service to market partners.

Read bio
Paul Greenleaf
Senior Accident and Health Underwriter

Paul Greenleaf

Senior Accident and Health Underwriter

As Senior Accident and Health Underwriter, Paul leads Carrow’s A&H offerings in the UK market, providing expert insights and enhanced service to market partners.

Read bio
Suchitra Ramakrishnan
Cross Class Underwriter

Suchitra Ramakrishnan

Cross Class Underwriter

Suchitra brings over 17 years of experience in the insurance industry to her role as a Cross Class Underwriter. With a background spanning both reinsurance and insurance sectors…

Read bio
Kelly Gaves
Chief Financial Officer UK & EU

Kelly Gaves

Chief Financial Officer UK & EU

Kelly leads all aspects of financial strategy, reporting and compliance across Mission’s UK and European operations.

Read bio
Tim Woodgett
Client Relationship Director

Tim Woodgett

Client Relationship Director

As Client Relationship Director at Carrow, Tim serves as the primary liaison between the company and Mission Underwriter’s supporting functions

Read bio
Derah McCall FCIM
Marketing Director

Derah McCall FCIM

Marketing Director

Derah McCall FCIM, provides comprehensive marketing services to Carrow through her role as Marketing Director at Mission Underwriters.

Read bio
Angela Panuccio
Head of Content and PR

Angela Panuccio

Head of Content and PR

Angela Panuccio provides strategic communications services to Ignite through her role at Mission Underwriters.

Read bio
Megan Simpson
Senior Marketing Executive

Megan Simpson

Senior Marketing Executive

Megan Simpson is Senior Marketing Executive with over five years of experience in insurance marketing, specialising in event planning and management.

Read bio
Patrice Gleeson
Client Services and Delivery Manager

Patrice Gleeson

Client Services and Delivery Manager

Patrice is a seasoned professional with over 20 years of experience in the insurance industry, serving as Client Services & Delivery Manager for Carrow.

Read bio

Backed by A - rated capacity

Carrow Insurance was established with the backing of Mission Underwriters and Accelerant to provide the agile, transparent, and tailored solutions that larger carriers often overlook.

The Carrow code

Clarity Above All

We believe in straight talk and clear actions. No ambiguity, just straightforward solutions.


Speed with Precision

We move fast without compromise—every decision is measured and every action deliberate.


Partners, Not Just Policies

We're in it for the long haul. Your success is our success.


Break the Mould

We're not afraid to challenge the status quo. If it's not working, we'll fix it.


Own It

We take responsibility. If we make a call, we stand by it.


Never Stop Learning

The market evolves, and so do we. Constant improvement is our mantra.